All Risk Insurance

About All Risk Insurance

All risk insurance is a type of property or casualty insurance policy that covers any peril, as long as the contract does not specifically exclude it from coverage.

Contractor’s All Risk Insurance policies typically consist of three coverage parts. Part I provides coverage for damage to the project under construction and for materials and equipment that are destined for incorporation into the project, including items in storage and in transit to the site. Part II provides liability insurance for third-party bodily injury (BI) and property damage (PD) arising out of the construction operations. Part III is an optional coverage for losses arising out of a delay in start-up (DSU) due to an insured loss. Covered parties include the project owner, general contractor, subcontractors, and in some cases suppliers of materials and equipment.

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All Risk Insurance

Erection All Risk Insurance policies are designed to cover the risk of loss arising out of the erection and installation of machinery, plant and steel structures, including physical damage to the contract works, equipment and machinery, and liability for third-party bodily injury (BI) or property damage (PD) arising out of these operations. Coverage for delay in start-up (DSU) costs is typically an optional coverage. Covered parties include the general contractor, subcontractors, and in some cases suppliers and manufacturers of equipment. Examples of the types of projects for which EAR coverage is typically purchased include power plants, manufacturing

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All Risk Insurance

All risk insurance is a type of property or casualty insurance policy that covers any peril, as long as the contract does not specifically exclude it from coverage.

Crop Insurance

Crop insurance protects a farmer against the loss of their crops due to natural disasters, such as hail, drought, floods, uncontrollable pests and theft.

Fidelity Guarantee

A policy that provides indemnity for loss or damage to the business against direct pecuniary loss caused by dishonest acts of your employees including act of stealing, misappropriation, embezzlement or fraudulent conversion.

Group Personal Accident

This Insurance extends cover to employees/groups 24x7, throughout the year and worldwide. The policy indemnifies the insured group against accidental bodily injury, resulting in (permanent/temporary) disability or death.

Livestock Insurance

An insurance policy providing coverage for losses due to the death or injury of one's livestock. It generally covers accidents, acts of God, theft etc.

Marine Hull & Cargo Insurance

Marine insurance covers the loss or damage of ships, cargo, terminals and any transport by which the property is transferred, acquired, or held between the points of origin and the final destination.

Professional Indemnity

It provides comprehensive protection against potential claims for financial loss, bodily/personal injury or property damage arising from an act, error or omission in the performance of professional services.

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